Most jobs come with some element of risk, that’s why it is vital that you have adequate home business insurance to protect your interests whether you work for someone else or you run your own home business. Employers need to take five steps to ensure that an adequate risk assessment has been carried out.
An employer is required to look at and think about what might cause harm to their homeworkers (or others) that might arise as a result of them working from home. It might become necessary for an employer to visit their homeworkers in order to carry out a risk assessment, but homeworkers might also be able to assist by identifying hazards on their employer’s behalf. Small or less-likely hazards are no less important than larger/more pressing ones and should not be ignored when assessing risk. This might mean that issues regarding protecting children from harm must be considered and acted upon even when they might seem more remote than a more immediate danger (for instance, potentially harmful substances and materials should always be kept out of their reach).
Who Could Be Harmed and How
Employers need to consider who might be harmed by a homeworker’s work and how. This isn’t just limited to the homeworker and the direct risks they face whilst working, but also the risks posed to all members of the homeworker’s household and visitors to the home at all times when their work might present a hazard.
Assess Risks, Take Appropriate Action
Should the employer discover a risk that they feel could be dangerous to the health and safety of a homeworker (or to anyone else in the home), then they have to think about what can be done to mitigate the risk or remove completely where possible. The action that will need to be taken will depend on the scope of the risk involved and the likelihood of an incident occurring based on who is likely to frequent the house. This can be demonstrated by understanding that the likelihood of a child getting hold of dangerous chemicals and swallowing them is much higher if there are actually children in the house; if there are no children in the house and none ever visit, the need to prevent children being able to reach dangerous chemicals is far less pressing. If there is no risk, the employer needs take no action.
Record Your Findings
If you have five employees or more, you are required by law to keep records of the more significant findings of your risk assessments. You also need to make a note of any steps you have taken, informing the homeworkers and any others who might be affected by the steps (and any work undertaken to implement them).
Check Risks Periodically and Take Additional Action
It is important to keep up to date with risk assessments after reasonable intervals, also undertaking a new assessment whenever the homeworker’s circumstances or job requirements change. The homeworker should be aware that their home insurance policy might be invalidated if they are doing anything other than light clerical or administrative work from home.
- Identify hazards
- Think about who could be harmed and how
- Assess risks, taking appropriate action to remove or reduce them as much as possible
- Record your findings
- Check risks periodically and take additional action if needed
An employer is required to look at and think about what might cause harm to their homeworkers (or others) that might arise as a result of them working from home. It might become necessary for an employer to visit their homeworkers in order to carry out a risk assessment, but homeworkers might also be able to assist by identifying hazards on their employer’s behalf. Small or less-likely hazards are no less important than larger/more pressing ones and should not be ignored when assessing risk. This might mean that issues regarding protecting children from harm must be considered and acted upon even when they might seem more remote than a more immediate danger (for instance, potentially harmful substances and materials should always be kept out of their reach).
Who Could Be Harmed and How
Employers need to consider who might be harmed by a homeworker’s work and how. This isn’t just limited to the homeworker and the direct risks they face whilst working, but also the risks posed to all members of the homeworker’s household and visitors to the home at all times when their work might present a hazard.
Assess Risks, Take Appropriate Action
Should the employer discover a risk that they feel could be dangerous to the health and safety of a homeworker (or to anyone else in the home), then they have to think about what can be done to mitigate the risk or remove completely where possible. The action that will need to be taken will depend on the scope of the risk involved and the likelihood of an incident occurring based on who is likely to frequent the house. This can be demonstrated by understanding that the likelihood of a child getting hold of dangerous chemicals and swallowing them is much higher if there are actually children in the house; if there are no children in the house and none ever visit, the need to prevent children being able to reach dangerous chemicals is far less pressing. If there is no risk, the employer needs take no action.
Record Your Findings
If you have five employees or more, you are required by law to keep records of the more significant findings of your risk assessments. You also need to make a note of any steps you have taken, informing the homeworkers and any others who might be affected by the steps (and any work undertaken to implement them).
Check Risks Periodically and Take Additional Action
It is important to keep up to date with risk assessments after reasonable intervals, also undertaking a new assessment whenever the homeworker’s circumstances or job requirements change. The homeworker should be aware that their home insurance policy might be invalidated if they are doing anything other than light clerical or administrative work from home.
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